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"China has started relatively late in the development of commercial endowment insurance and thus lacks enough experience. It is important to learn from advanced experience worldwide, continue to open up our insurance sector, and in this process, develop our own commercial endowment insurance to meet the needs of an aging society," Li said.

"But right now, I don't think the government is afraid of that situation recurring again, because in Beijing alone we have 200,000 Didi and Uber drivers. We have at least 100,000 delivery guys in Beijing alone. And there are so many in secondary or tertiary cities. So this demand is actually gulping up all of this labor force," he says.

"China has managed to get the pandemic much better under control than Europe and the US. As a result, the retail sector has been recovering much faster in China as consumers feel more secure to be in public spaces and in stores, compared to the countries which are still strongly impacted by the pandemic," said Daniel Langer, CEO of brand strategy firm Equite and a professor of luxury strategy at Pepperdine University.

"By regularly 'looking back,' China can keep its reform on the right track," Qiu said.

"Central banks, individually and collectively, will assess the relevance of issuing CBDCs in view of the costs and benefits in their respective jurisdictions," the paper said.